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Veterans Benefits Guide

Navigate VA health benefits, disability compensation, CHAMPVA, pension, and community care — and make sure you're getting everything you've earned.

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VA Health Care
Comprehensive health coverage including primary care, mental health, dental (limited), vision, prescriptions, and specialty care — often at little or no cost.
Who qualifies
Most veterans who served 24+ continuous months of active duty. Some exceptions for discharges due to SC conditions or service-connected injuries.
How to apply
Apply at va.gov/health-care/apply or call 1-877-222-8387
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VA Disability Compensation
Tax-free monthly payment for conditions caused or worsened by military service. Ranges from $165/month (10%) to $3,757+/month (100%) in 2024.
Who qualifies
Veterans with a service-connected disability rating from the VA.
How to apply
File a claim at va.gov/disability/file-disability-claim-form-21-526ez
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CHAMPVA (for Dependents)
Healthcare program covering spouses and children of veterans rated 100% P&T disabled, or who died from a service-connected condition.
Who qualifies
Spouses and children of Veterans rated 100% Permanent & Total (P&T) or who died in service or from a SC condition.
How to apply
Apply at va.gov/COMMUNITYCARE/programs/dependents/champva
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Veterans Pension
Needs-based monthly payment for wartime veterans with limited income and net worth. Separate from disability compensation.
Who qualifies
Wartime veteran (90+ days service with at least 1 day during wartime), low income/net worth, 65+ or permanently and totally disabled.
How to apply
Apply at va.gov/pension/apply-for-veteran-pension-form-21p-527ez
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Caregiver Support
The Program of Comprehensive Assistance for Family Caregivers (PCAFC) provides monthly stipend, healthcare coverage, and respite care for caregivers of eligible post-9/11 veterans.
Who qualifies
Veterans who were discharged on or after 9/11/2001 with a serious injury requiring personal care services.
How to apply
Apply at va.gov/family-member-benefits/comprehensive-assistance-for-family-caregivers
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Community Care Network (CCN)
Allows eligible veterans to receive care from community (non-VA) providers when VA can't provide timely or local care. VA pays the bill.
Who qualifies
VA-enrolled veterans who meet distance, wait time, or specific clinical criteria.
How to apply
Contact your VA facility or call 1-866-606-8198 to request a community care referral.
📞 Free Help Navigating VA Benefits
• VSO (Veterans Service Organizations): Free claims assistance from DAV, VFW, American Legion, or similar
• VA.gov: va.gov — apply for all benefits online
• Veterans Crisis Line: Call 988, press 1 (24/7)
• PACT Act (2022): Expanded eligibility for veterans exposed to burn pits and toxic exposures
What to do next
Veterans Benefits Guide — BillVeil